| 1 | Current Mortgage Refinancing Rates | Navy Federal Credit Union navyfederal.org/loans-cards/mortgage/refinancing.html | 32 | 0.55% | 32 | 3.6% | 10 | | |
| 2 | Refi.com Mortgage Refinance Review | Money money.com/refi-com-mortgage-refinance-review | 28 | 0.48% | 28 | 3.2% | 5 | | |
| 3 | Rate & term refinance | Use Your Home Equity | Rocket Mortgage rocketmortgage.com/home-loans/rate-and-term-refinance | 21 | 0.36% | 21 | 2.4% | 4 | | |
| 4 | Mortgage Rates navyfederal.org/loans-cards/mortgage/mortgage-rates.html | 20 | 0.34% | 20 | 2.3% | 10 | | |
| 5 | Refinance FAQs loandepot.com/refinance/questions | 20 | 0.34% | 20 | 2.3% | 7 | | |
| 6 | Interest Rate Reduction Refinance Loan | Veterans Affairs va.gov/housing-assistance/home-loans/loan-types/interest-rate-reduction-loan | 19 | 0.33% | 19 | 2.2% | 5 | | Government / nonprofit Not company-owned |
| 7 | Best Cash-Out Refinance Lenders: Low Rates & Top Companies – Forbes Advisor forbes.com/advisor/mortgages/refinance/best-cash-out-refinance-lenders | 17 | 0.29% | 17 | 1.9% | 3 | | Independent publisher Not company-owned |
| 8 | Streamline Refinance Your Mortgage hud.gov/hud-partners/single-family-streamline | 17 | 0.29% | 17 | 1.9% | 3 | - 2
 
| Government / nonprofit Not company-owned |
| 9 | How To Refinance Your Mortgage To Eliminate PMI In 2026 | Lower Mortgage lower.com/mortgages/refinance-mortgage-to-remove-pmi | 17 | 0.29% | 17 | 1.9% | 1 | | |
| 10 | Cash-Out Refinance for a Divorce Buyout refi.com/learn/cash-out-refinance-divorce-buyout | 16 | 0.27% | 16 | 1.8% | 1 | | |
| 11 | The Complete Guide To Nonwarrantable Condo Financing lower.com/mortgages/complete-guide-to-nonwarrantable-condo-financing | 16 | 0.27% | 16 | 1.8% | 1 | | |
| 12 | LoanDepot Mortgage Refinancing: Home Refinance Loans, FAQs & More loandepot.com/refinance | 15 | 0.26% | 15 | 1.7% | 8 | | |
| 13 | Mortgage FAQs | Navy Federal Credit Union navyfederal.org/loans-cards/mortgage/frequently-asked-questions.html | 15 | 0.26% | 15 | 1.7% | 8 | | |
| 14 | Navy Federal Credit Union Rates navyfederal.org/rates.html | 15 | 0.26% | 15 | 1.7% | 8 | | |
| 15 | High LTV Refinance Loan and Borrower Eligibility fanniemae.comselling-guide.fanniemae.com/sel/b5-7-01/high-ltv-refinance-loan-and-borrower-eligibility | 15 | 0.26% | 15 | 1.7% | 4 | | |
| 16 | Best Mortgage Refinance Companies: Low Rates and ... investopedia.com/the-best-mortgage-refinance-companies-11733509 | 15 | 0.26% | 15 | 1.7% | 3 | | |
| 17 | https://www.rocketmortgage.com/learn/refinance-mortgage-requirements rocketmortgage.com/learn/refinance-mortgage-requirements | 14 | 0.24% | 14 | 1.6% | 8 | | |
| 18 | Is there such a thing as a no-cost or no-closing cost loan or refinancing? consumerfinance.gov/ask-cfpb/is-there-such-a-thing-as-a-no-cost-or-no-closing-loan-or-refinancing-en-141 | 14 | 0.24% | 14 | 1.6% | 5 | - 1

| Government / nonprofit Not company-owned |
| 19 | FHA Streamline Refinance: How it Works, Get Rates & Apply | Pennymac pennymac.com/refinancing-products/fha-streamline-refinance | 14 | 0.24% | 14 | 1.6% | 2 | | |
| 20 | Find a Lower Rate and Refinance Fast better.com/b/rates | 13 | 0.22% | 13 | 1.5% | 8 | | |
| 21 | Better Mortgage claims: Fine print & disclaimers better.com/with/claims | 13 | 0.22% | 13 | 1.5% | 7 | | |
| 22 | Rocket Mortgage Refinance Review 2026: Rate-Term clearvaluelending.com/reviews/rocket-mortgage-mortgagerefi | 13 | 0.22% | 13 | 1.5% | 5 | | |
| 23 | Refinance | Lower Rate or Cash-Out | $0 Fees | Tomo Mortgage tomo.com/mortgage/products/refinance | 13 | 0.22% | 13 | 1.5% | 2 | | |
| 24 | Refinance My Mortgage rate.com/refinance-mortgage | 13 | 0.22% | 13 | 1.5% | 2 | | |
| 25 | How to Waive (Remove) PMI From Chase-Owned Loans | Chase chase.com/personal/mortgage/education/managing-your-mortgage/pmi-removal-chase-owned-loan | 13 | 0.22% | 13 | 1.5% | 1 | | |
| 26 | 8 Things You Need to Know About Refinancing a Jumbo ... amerisave.com/learn/things-you-need-to-know-about-refinancing-a-jumbo-loan-in | 13 | 0.22% | 13 | 1.5% | 1 | | |
| 27 | Mortgages navyfederal.org/loans-cards/mortgage.html | 12 | 0.21% | 12 | 1.4% | 8 | | |
| 28 | How much does it cost to refinance a mortgage? rocketmortgage.com/learn/cost-to-refinance | 12 | 0.21% | 12 | 1.4% | 8 | | |
| 29 | LoanDepot homepage loandepot.com | 12 | 0.21% | 12 | 1.4% | 7 | | |
| 30 | Fees & Charges navyfederal.org/membership/fees-and-charges.html | 12 | 0.21% | 12 | 1.4% | 7 | | |
| 31 | Today's mortgage refinance rates chase.com/personal/mortgage/refinance-rates | 12 | 0.21% | 12 | 1.4% | 6 | | |
| 32 | Lifetime Guarantee | The loanDepot Advantage on Fees loandepot.com/lifetime-guarantee | 12 | 0.21% | 12 | 1.4% | 6 | | |
| 33 | Rate & term refinance | Rocket Mortgage® | Rocket Mortgage rocket.com/mortgage/home-loans/rate-and-term-refinance | 12 | 0.21% | 12 | 1.4% | 6 | | |
| 34 | Mortgage Refinance Options & Current Rates | Pennymac pennymac.com/refinancing | 12 | 0.21% | 12 | 1.4% | 4 | | |
| 35 | What Is A Rate-And-Term Refinance? | Lower Mortgage lower.com/mortgages/rate-refinance/what-is-a-rate-and-term-refinance | 12 | 0.21% | 12 | 1.4% | 3 | - 2
 
| |
| 36 | Removing a Spouse From a Mortgage After Divorce: Release of Liability and Cash-Out Options in 2026 amerisave.com/learn/removing-a-spouse-from-a-mortgage-after-divorce-release-of-liability-and-cash-out-options-in | 12 | 0.21% | 12 | 1.4% | 1 | | |
| 37 | How To Refinance Your Mortgage After A Divorce | Lower Mortgage lower.com/mortgages/how-to-refinance-your-mortgage-after-a-divorce | 12 | 0.21% | 12 | 1.4% | 1 | | |
| 38 | VA IRRRL Streamline Refinance: 2026 Rules, Fees & Math va.org/irrrl-streamline-refinance-guide | 12 | 0.21% | 12 | 1.4% | 1 | - 2
 
| |
| 39 | Best Mortgage Refinance Lenders Of 2026 - Forbes forbes.com/advisor/mortgages/refinance/best-mortgage-refinance-lenders | 11 | 0.19% | 11 | 1.2% | 6 | - 2
 
| Independent publisher Not company-owned |
| 40 | Freedom Mortgage — Refinance freedommortgage.com/refinance | 11 | 0.19% | 11 | 1.2% | 5 | | |
| 41 | How Much Does It Cost to Refinance a Mortgage? chase.com/personal/mortgage/education/owning-a-home/cost-to-refinance-your-mortgage | 11 | 0.19% | 11 | 1.2% | 5 | | |
| 42 | What is the FHA Mortgage Insurance Premium structure for forward mortgage loans? hud.govanswers.hud.gov/FHA/s/article/What-is-the-FHA-Mortgage-Insurance-Premium-structure-for-forward-mortgage-loans | 11 | 0.19% | 11 | 1.2% | 3 | - 1

| Government / nonprofit Not company-owned |
| 43 | Jumbo Refinance Rates: Refinancing Above the Conforming Loan Limit lendtrain.com/refinance/jumbo-refinance | 11 | 0.19% | 11 | 1.2% | 1 | - 2
 
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| 44 | Can You Refinance a Jumbo Loan to a Conventional Loan? refi.com/learn/can-you-refinance-jumbo-loan-to-conventional-loan | 11 | 0.19% | 11 | 1.2% | 1 | - 2
 
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| 45 | Home Mortgage Refinance - Apply for a Mortgage Loan Refinance | SoFi sofi.com/home-loans/mortgage-refinance | 10 | 0.17% | 10 | 1.1% | 4 | | |
| 46 | How Does Refinancing Work? The Home Refinancing Process loandepot.com/refinance/how-does-refinancing-work | 10 | 0.17% | 10 | 1.1% | 3 | | |
| 47 | Non-QM Lender | Angel Oak Mortgage Solutions angeloakms.com | 10 | 0.17% | 10 | 1.1% | 2 | | |
| 48 | Limited Cash-Out Refinance Transactions fanniemae.comselling-guide.fanniemae.com/sel/b2-1.3-02/limited-cash-out-refinance-transactions | 10 | 0.17% | 10 | 1.1% | 2 | | |
| 49 | When can I remove private mortgage insurance (PMI) from my loan? consumerfinance.gov/ask-cfpb/when-can-i-remove-private-mortgage-insurance-pmi-from-my-loan-en-202 | 10 | 0.17% | 10 | 1.1% | 1 | | Government / nonprofit Not company-owned |
| 50 | Non-Warrantable Condo Loan Requirements lower.com/mortgages/non-warrantable-condo-loan-requirements | 10 | 0.17% | 10 | 1.1% | 1 | | |