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  1. Citations
  2. Mortgage Refinance Lenders
  3. va.gov
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va.gov citations

URLs from this domain

Overall Rank

Domain & Page

Occurrences

Citing Responses

Coverage

Platforms

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    AI Citation Profile

    va.gov ranks #20 in the September 2026 Mortgage Refinance Lenders Citation Index, accounting for 71 citation occurrences across 43 of 882 valid AI responses. The domain appeared across 6 of 15 buyer-need studies and all 7 measured AI platforms. Its strongest citation coverage occurred in VA IRRRL Streamline Refinance Lenders, High-LTV Refinance Lenders for Borrowers with Limited Equity, Cash-Out Refinance Lenders, and No-Closing-Cost Refinance Lenders.

    Overall Citation Rank
    #20
    Citation Share
    1.22%
    Response Coverage
    4.9%
    Buyer-Need Coverage
    6/15
    Platform Coverage
    7/7
    Unique Cited Pages
    24

    71

    Citation Occurrences

    43

    Citing Responses

    24

    Unique URLs

    7

    AI Platforms

    6

    Studies

    Citations by AI Platform

    1. OpenAI41
    2. DeepSeek19
    3. Grok5
    4. Perplexity3
    5. Anthropic1
    6. Google1
    7. Kimi1

    Citations by Study

    1. Best VA IRRRL Streamline Refinance Lenders46
    2. Best High-LTV Refinance Lenders for Borrowers with Limited Equity8
    3. Best Cash-Out Refinance Lenders7
    4. Best No-Closing-Cost Refinance Lenders5
    5. Best Refinance Lenders for High Debt-to-Income Ratio Borrowers4
    6. Best Overall Mortgage Refinance Lenders for Rate-and-Term Refinancing1

    Cited pages from this domain

    Swipe sideways to see all columns.

    Overall RankDomain & PageCitation OccurrencesCitation ShareCiting ResponsesResponse CoverageStudiesPlatforms

    Counting rules, URL normalization, and source-relationship definitions are in the Citation Index methodology.

    How to cite

    Source: LLM Authority Index - Mortgage Refinance Lenders AI Citation Index…

    Source
    6

    Interest Rate Reduction Refinance Loan | Veterans Affairs

    va.gov/housing-assistance/home-loans/loan-types/interest-rate-reduction-loan
    190.33%192.2%5
    • 5

    Government / nonprofit

    Not company-owned

    71

    VA Interest Rate Reduction Refinance Loan (IRRRL)

    va.govbenefits.va.gov/homeloans/irrrl.asp
    90.15%91.0%3
    • 2

    Government / nonprofit

    Not company-owned

    115

    VA Funding Fee And Loan Closing Costs

    va.gov/housing-assistance/home-loans/funding-fee-and-closing-costs
    70.12%70.8%1
    • 4

    Government / nonprofit

    Not company-owned

    155

    VA Pamphlet 26-7, Chapter 6: Refinancing Loans

    va.govbenefits.va.gov/WARMS/docs/admin26/m26-07/Chapter_6_Refinancing_Loans.pdf
    60.10%60.7%2
    • 1

    Government / nonprofit

    Not company-owned

    265

    VA Lenders Handbook Chapter 6: Refinancing Loans

    va.govbenefits.va.gov/WARMS/docs/admin26/m26-07/chapter6-refinancing-loans.pdf
    40.07%40.5%3
    • 1

    Government / nonprofit

    Not company-owned

    539

    VA Interest Rate Reduction Refinance Loan (IRRRL)

    va.gov/housing-assistance/home-loans/loan-types/interest-rate-reduction-refinance-loan
    30.05%30.3%1
    • 1

    Government / nonprofit

    Not company-owned

    913

    Cash-Out Refinance Loan

    va.gov/housing-assistance/home-loans/loan-types/cash-out-loan
    20.03%20.2%1
    • 2

    Government / nonprofit

    Not company-owned

    926

    Circular 26-19-22: Clarification and Updates to Policy Guidance for VA IRRRLs

    va.govbenefits.va.gov/HOMELOANS/documents/circulars/26_19_22.pdf
    20.03%20.2%1
    • 1

    Government / nonprofit

    Not company-owned

    927

    Circular 26-20-25

    va.govbenefits.va.gov/HOMELOANS/documents/circulars/26-20-25.pdf
    20.03%20.2%1
    • 1

    Government / nonprofit

    Not company-owned

    928

    Purchase & Cash-Out Refinance Home Loans

    va.govbenefits.va.gov/HOMELOANS/purchasecashout.asp
    20.03%20.2%1
    • 1

    Government / nonprofit

    Not company-owned

    971

    U.S. Department of Veterans Affairs: VA Refinance IRRRL

    va.gov/housing-assistance/home-loans/interest-rate-reduction-loan
    20.03%20.2%1
    • 1

    Government / nonprofit

    Not company-owned

    1,168

    What Is DTI Ratio? VA Loan Guidelines for 2026

    va.govbenefits.va.gov
    10.02%10.1%1
    • 1

    Government / nonprofit

    Not company-owned

    1,169

    VA Circular 26-19-5

    va.govbenefits.va.gov/homeloans/documents/circulars/26_19_5.pdf
    10.02%10.1%1
    • 1

    Government / nonprofit

    Not company-owned

    1,170

    Circular 26-20-25

    va.govbenefits.va.gov/HOMELOANS/documents/circulars/26-20-25.pdf?ca_referer=32619
    10.02%10.1%1
    • 1

    Government / nonprofit

    Not company-owned

    1,171

    Cash Out Refinance User Guide

    va.govbenefits.va.gov/HOMELOANS/documents/docs/cash_out_refinance_user_guide.pdf
    10.02%10.1%1
    • 1

    Government / nonprofit

    Not company-owned

    1,172

    VA - IRRRL Frequently Asked Questions

    va.govbenefits.va.gov/homeloans/documents/docs/irrrl_faq.pdf
    10.02%10.1%1
    • 1

    Government / nonprofit

    Not company-owned

    1,173

    Interest Rate Reduction Refinance Loan - VA Home Loans

    va.govbenefits.va.gov/homeloans/irrrl.asp?sf4132390=1
    10.02%10.1%1
    • 1

    Government / nonprofit

    Not company-owned

    1,174

    Eligibility - VA Home Loans

    va.govbenefits.va.gov/homeloans/purchaseco_eligibility.asp
    10.02%10.1%1
    • 1

    Government / nonprofit

    Not company-owned

    1,175

    VA Lender's Handbook M26-7, Chapter 6: Interest Rate Reduction Refinancing Loan (IRRRL)

    va.govbenefits.va.gov/warms/docs/admin26/m26_07/ch06.pdf
    10.02%10.1%1
    • 1

    Government / nonprofit

    Not company-owned

    1,176

    VA Pamphlet 26-7, Lender's Handbook, Chapter 4

    va.govbenefits.va.gov/warms/docs/admin26/m26-07/lender_handbook_va_pamphlet_complete.pdf
    10.02%10.1%1
    • 1

    Government / nonprofit

    Not company-owned

    2,351

    VA funding fee: Who pays and who is exempt?

    va.govnews.va.gov/147050/funding-fee-who-pays-who-is-exempt
    10.02%10.1%1
    • 1

    Government / nonprofit

    Not company-owned

    2,936

    VA Home Loan Lenders

    va.gov/housing-assistance/home-loans
    10.02%10.1%1
    • 1

    Government / nonprofit

    Not company-owned

    2,937

    VA - Avoid Refinance Scams

    va.gov/housing-assistance/home-loans/avoid-loan-scams
    10.02%10.1%1
    • 1

    Government / nonprofit

    Not company-owned

    2,938

    VA Interest Rate Reduction Refinance Loan

    va.gov/housing/irrrl
    10.02%10.1%1
    • 1

    Government / nonprofit

    Not company-owned

    Normalized pages from va.gov that AI research responses cited in this snapshot.