Debt Relief & Consolidation: AI Market Discovery Index

Tracking how AI platforms recommend debt relief & consolidation. This public AI Market Discovery Index is updated monthly since May 2026.

Mark Huntley, J.D.
By Mark Huntley, J.D.Growth Strategist & AI Discovery Analyst
6 minutes read

Benchmark Summary

Alleviate Financial Solutions leads the Debt Relief & Consolidation benchmark in August 2026 with 0.0% valid recommendation coverage. Every other tracked brand also holds 0.0% valid recommendation coverage this month, so there is no coverage gap between the leader and the rest of the field.

The category recorded no risers this month. DebtBlue is the category's largest decliner, continuing a decline that has now run for two consecutive tracked months: valid recommendation coverage fell from 47.4% at the May 2026 baseline to 25.9% in July 2026, and to 0.0% in August 2026, a cumulative drop of 47.4 percentage points from baseline. This extends DebtBlue's baseline-to-current decline rather than reversing it.

Beyond Finance also moved from 6.9% in July 2026 to 0.0% in August 2026, a drop of 6.9 points, though its baseline-to-current position is unchanged (0.0% in May 2026 and 0.0% in August 2026). All other tracked brands, including new entrants Oak View Law Group and Uprise Financial, held at 0.0% valid recommendation coverage in August 2026.

The benchmark drew from 598 prompt-surface observations in August 2026, qualifying 63 for public reporting.

AI recommendation trend

valid recommendation coverage, May 2026 to Aug 2026

0%15%30%45%60%May 2026Jul 2026Aug 2026
  • Alleviate Financial Solutions0.0%
  • Beyond Finance0.0%
  • Cleardebt0.0%
  • Debt.com0.0%
  • DebtBlue0.0%
  • Financial Rescue LLC0.0%
  • Oak View Law Group0.0%
  • Preferred Financial Services0.0%
  • Rescue One Financial0.0%
  • Solid Ground Financial0.0%
  • SoloSettle0.0%
  • Uprise Financial0.0%

Current Benchmark at a Glance

Measure

May 2026

August 2026

Movement

Qualified benchmark observations

19

63

Up

Tracked brands

10

12

Up

Qualified surface breadth

5

6

Up

Recommendation-shaped answer share

47.4%

0.0%

Down 47.4 points

Valid recommendation shortlist share

0.0%

0.0%

No change

Leader by valid recommendation coverage

DebtBlue

Alleviate Financial Solutions

Changed

Qualified surface breadth counts the canonical AI surface families with at least one qualified observation. The six canonical families are ChatGPT, Copilot, Gemini, Perplexity, AI Overviews, and AI Mode.

For the strategic interpretation of this benchmark, read CiteWorks Studio's analysis of How AI Search Is Recommending Debt Relief & Consolidation

Research Scope and Qualification

The public benchmark is narrower than the raw collection universe by design. The funnel below shows how observations were qualified, using the baseline and current months as table columns.

Research stage

May 2026

August 2026

What it represents

Source prompt-surface observations

(not available)

598

Total prompts collected

Unique questions

(not available)

377

Distinct questions asked

Brand / competitor mentions

(not available)

598

Prompts containing brand mentions

Relevant observations

(not available)

401

On-topic observations

Irrelevant observations

(not available)

197

Off-topic observations

Qualified benchmark observations

19

63

Public denominator

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In July 2026, the intervening tracked month, the benchmark drew from 540 prompt-surface observations across 334 unique questions, with 540 brand or competitor mentions, 347 relevant observations, and 193 irrelevant observations, qualifying 58 for public reporting.

Brand-level percentages use the qualified observations as the public denominator, not the raw collection. See the AI Market Discovery Methodology.

Current Brand Standings

Brand

Presence rate

Valid recommendation coverage

Top-three rate

Rank-one rate

Net sentiment

Alleviate Financial Solutions

0.0%

0.0%

0.0%

0.0%

0.0

Beyond Finance

0.0%

0.0%

0.0%

0.0%

0.0

Cleardebt

0.0%

0.0%

0.0%

0.0%

0.0

Debt.com

0.0%

0.0%

0.0%

0.0%

0.0

DebtBlue

0.0%

0.0%

0.0%

0.0%

0.0

Financial Rescue LLC

0.0%

0.0%

0.0%

0.0%

0.0

Oak View Law Group

0.0%

0.0%

0.0%

0.0%

0.0

Preferred Financial Services

0.0%

0.0%

0.0%

0.0%

0.0

Rescue One Financial

0.0%

0.0%

0.0%

0.0%

0.0

Solid Ground Financial

0.0%

0.0%

0.0%

0.0%

0.0

SoloSettle

0.0%

0.0%

0.0%

0.0%

0.0

Uprise Financial

0.0%

0.0%

0.0%

0.0%

0.0

How to Read the Standings

  • Presence rate: share of qualified observations where the brand is mentioned, regardless of sentiment.
  • Valid recommendation coverage: share of qualified observations where the brand receives a recommendation that meets validity criteria.
  • Top-three rate: share of qualified observations where the brand appears in the first three recommended positions.
  • Rank-one rate: share of qualified observations where the brand is the first recommendation.
  • Net sentiment: positive mentions minus negative mentions, divided by total mentions.

For formulas and denominator rules, see AI Market Discovery Metric Definitions.

Recommendation Coverage Movement

Brand

May 2026

August 2026

Movement since baseline

Alleviate Financial Solutions

0.0%

0.0%

No change

Beyond Finance

0.0%

0.0%

No change

Cleardebt

0.0%

0.0%

No change

Debt.com

0.0%

0.0%

No change

DebtBlue

47.4%

0.0%

Down 47.4 points

Financial Rescue LLC

0.0%

0.0%

No change

Oak View Law Group

(not tracked)

0.0%

New to benchmark

Preferred Financial Services

0.0%

0.0%

No change

Rescue One Financial

0.0%

0.0%

No change

Solid Ground Financial

5.3%

0.0%

Down 5.3 points

SoloSettle

0.0%

0.0%

No change

Uprise Financial

(not tracked)

0.0%

New to benchmark

Beyond Finance moved from 6.9% in July 2026 to 0.0% in August 2026, a drop of 6.9 points. DebtBlue fell 25.9 points from July 2026 to August 2026, after falling 21.5 points from May 2026 to July 2026.

Largest Decline: DebtBlue

DebtBlue has declined in each of the two tracked months since the May 2026 baseline. Valid recommendation coverage was 47.4% in May 2026, fell to 25.9% in July 2026, and reached 0.0% in August 2026, a cumulative drop of 47.4 percentage points. Presence rate similarly fell from 57.9% in May 2026 to 0.0% in August 2026. Both coverage and presence have collapsed to zero.

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Category Leader: Alleviate Financial Solutions

Alleviate Financial Solutions is listed as the category leader in August 2026 with 0.0% valid recommendation coverage. The leadership position reflects an empty field, not a positive competitive advantage.

Recommendation Placement Snapshot

In August 2026, no tracked brand achieved a positive top-three rate or rank-one rate. In July 2026, the intervening tracked month, DebtBlue held a top-three rate of 19.0% and a rank-one rate of 12.1%, and Beyond Finance held a top-three rate of 5.2% and a rank-one rate of 1.7%.

Brand

August 2026 top-three rate

August 2026 rank-one rate

May 2026 top-three rate

May 2026 rank-one rate

DebtBlue

0.0%

0.0%

5.3%

0.0%

Beyond Finance

0.0%

0.0%

0.0%

0.0%

Solid Ground Financial

0.0%

0.0%

0.0%

0.0%

The absence of positive placement rates in August 2026 means that, even where coverage existed in prior tracked months, no brand currently holds a distinct first-position advantage.

Buyer-Intent Distribution

In August 2026, all 63 qualified observations fell into the Brand Recommendation class. This was also the case in May 2026, where all 19 qualified observations were in the Brand Recommendation class.

Buyer-intent class

May 2026

August 2026

Brand Recommendation

19

63

Pricing & Value

0

0

Multi-Brand Comparison

0

0

Total qualified observations

19

63

The current public series measures Brand Recommendation discovery only and cannot answer pricing, value, or head-to-head comparison questions.

Historical Measurement Record

Measurement

Qualified observations

Coverage leader

Leader coverage

Coverage movement vs. prior tracked month

May 2026

19

DebtBlue

47.4%

Baseline

July 2026

58

DebtBlue

25.9%

21.5 points down

August 2026

63

Alleviate Financial Solutions

0.0%

25.9 points down

Evidence and Source Layer

This benchmark is built from prompt-level observations that retain the query, AI/search surface, answer, brand outcome, recommendation placement, sentiment, and, where exposed, citations or attributable evidence sources. Source presence is evidence about the information environment. It is not automatically proof that the source caused the recommendation.

Scope Boundaries

This public benchmark does not measure:

  • Market share or attributable sales
  • Every possible AI response, as the benchmark samples a defined set of prompts and surfaces
  • Organic-search ranking
  • Social mention volume
  • Private or sponsored channels
  • Causality from a metric movement alone

A single month's movement, or even two consecutive months of decline, should not be treated as a confirmed trend without further tracking.

About This Benchmark

The LLM Authority Index AI Market Discovery Index is a neutral, industry-level benchmark tracking how AI and search surfaces present brands in response to category-relevant prompts. This report is updated monthly from audited prompt-level observations.

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The public industry benchmark shows category-level standings. The public percentage cannot identify the prompts, competitors, or sources causing the result. A company-level Authority Index can go deeper.

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