Debt Relief & Consolidation: AI Market Discovery Index
Tracking how AI platforms recommend debt relief & consolidation. This public AI Market Discovery Index is updated monthly since May 2026.

On this page
- 01Benchmark Summary
- 02Current Benchmark at a Glance
- 03Research Scope and Qualification
- 04Current Brand Standings
- 05How to Read the Standings
- 06Recommendation Coverage Movement
- 07Largest Decline: DebtBlue
- 08Category Leader: Alleviate Financial Solutions
- 09Recommendation Placement Snapshot
- 10Buyer-Intent Distribution
- 11Historical Measurement Record
- 12Evidence and Source Layer
Benchmark Summary
Alleviate Financial Solutions leads the Debt Relief & Consolidation benchmark in August 2026 with 0.0% valid recommendation coverage. Every other tracked brand also holds 0.0% valid recommendation coverage this month, so there is no coverage gap between the leader and the rest of the field.
The category recorded no risers this month. DebtBlue is the category's largest decliner, continuing a decline that has now run for two consecutive tracked months: valid recommendation coverage fell from 47.4% at the May 2026 baseline to 25.9% in July 2026, and to 0.0% in August 2026, a cumulative drop of 47.4 percentage points from baseline. This extends DebtBlue's baseline-to-current decline rather than reversing it.
Beyond Finance also moved from 6.9% in July 2026 to 0.0% in August 2026, a drop of 6.9 points, though its baseline-to-current position is unchanged (0.0% in May 2026 and 0.0% in August 2026). All other tracked brands, including new entrants Oak View Law Group and Uprise Financial, held at 0.0% valid recommendation coverage in August 2026.
The benchmark drew from 598 prompt-surface observations in August 2026, qualifying 63 for public reporting.
AI recommendation trend
valid recommendation coverage, May 2026 to Aug 2026
- Alleviate Financial Solutions0.0%
- Beyond Finance0.0%
- Cleardebt0.0%
- Debt.com0.0%
- DebtBlue0.0%
- Financial Rescue LLC0.0%
- Oak View Law Group0.0%
- Preferred Financial Services0.0%
- Rescue One Financial0.0%
- Solid Ground Financial0.0%
- SoloSettle0.0%
- Uprise Financial0.0%
Current Benchmark at a Glance
Measure | May 2026 | August 2026 | Movement |
|---|---|---|---|
Qualified benchmark observations | 19 | 63 | Up |
Tracked brands | 10 | 12 | Up |
Qualified surface breadth | 5 | 6 | Up |
Recommendation-shaped answer share | 47.4% | 0.0% | Down 47.4 points |
Valid recommendation shortlist share | 0.0% | 0.0% | No change |
Leader by valid recommendation coverage | DebtBlue | Alleviate Financial Solutions | Changed |
Qualified surface breadth counts the canonical AI surface families with at least one qualified observation. The six canonical families are ChatGPT, Copilot, Gemini, Perplexity, AI Overviews, and AI Mode.
For the strategic interpretation of this benchmark, read CiteWorks Studio's analysis of How AI Search Is Recommending Debt Relief & Consolidation
Research Scope and Qualification
The public benchmark is narrower than the raw collection universe by design. The funnel below shows how observations were qualified, using the baseline and current months as table columns.
Research stage | May 2026 | August 2026 | What it represents |
|---|---|---|---|
Source prompt-surface observations | (not available) | 598 | Total prompts collected |
Unique questions | (not available) | 377 | Distinct questions asked |
Brand / competitor mentions | (not available) | 598 | Prompts containing brand mentions |
Relevant observations | (not available) | 401 | On-topic observations |
Irrelevant observations | (not available) | 197 | Off-topic observations |
Qualified benchmark observations | 19 | 63 | Public denominator |
Want the full Authority Index
The paid deep-dive adds competitor threat profiles, the gap matrix, citation failure map, platform-by-platform recovery roadmap, and client-specific economic modeling.
In July 2026, the intervening tracked month, the benchmark drew from 540 prompt-surface observations across 334 unique questions, with 540 brand or competitor mentions, 347 relevant observations, and 193 irrelevant observations, qualifying 58 for public reporting.
Brand-level percentages use the qualified observations as the public denominator, not the raw collection. See the AI Market Discovery Methodology.
Current Brand Standings
Brand | Presence rate | Valid recommendation coverage | Top-three rate | Rank-one rate | Net sentiment |
|---|---|---|---|---|---|
Alleviate Financial Solutions | 0.0% | 0.0% | 0.0% | 0.0% | 0.0 |
Beyond Finance | 0.0% | 0.0% | 0.0% | 0.0% | 0.0 |
Cleardebt | 0.0% | 0.0% | 0.0% | 0.0% | 0.0 |
Debt.com | 0.0% | 0.0% | 0.0% | 0.0% | 0.0 |
DebtBlue | 0.0% | 0.0% | 0.0% | 0.0% | 0.0 |
Financial Rescue LLC | 0.0% | 0.0% | 0.0% | 0.0% | 0.0 |
Oak View Law Group | 0.0% | 0.0% | 0.0% | 0.0% | 0.0 |
Preferred Financial Services | 0.0% | 0.0% | 0.0% | 0.0% | 0.0 |
Rescue One Financial | 0.0% | 0.0% | 0.0% | 0.0% | 0.0 |
Solid Ground Financial | 0.0% | 0.0% | 0.0% | 0.0% | 0.0 |
SoloSettle | 0.0% | 0.0% | 0.0% | 0.0% | 0.0 |
Uprise Financial | 0.0% | 0.0% | 0.0% | 0.0% | 0.0 |
How to Read the Standings
- Presence rate: share of qualified observations where the brand is mentioned, regardless of sentiment.
- Valid recommendation coverage: share of qualified observations where the brand receives a recommendation that meets validity criteria.
- Top-three rate: share of qualified observations where the brand appears in the first three recommended positions.
- Rank-one rate: share of qualified observations where the brand is the first recommendation.
- Net sentiment: positive mentions minus negative mentions, divided by total mentions.
For formulas and denominator rules, see AI Market Discovery Metric Definitions.
Recommendation Coverage Movement
Brand | May 2026 | August 2026 | Movement since baseline |
|---|---|---|---|
Alleviate Financial Solutions | 0.0% | 0.0% | No change |
Beyond Finance | 0.0% | 0.0% | No change |
Cleardebt | 0.0% | 0.0% | No change |
Debt.com | 0.0% | 0.0% | No change |
DebtBlue | 47.4% | 0.0% | Down 47.4 points |
Financial Rescue LLC | 0.0% | 0.0% | No change |
Oak View Law Group | (not tracked) | 0.0% | New to benchmark |
Preferred Financial Services | 0.0% | 0.0% | No change |
Rescue One Financial | 0.0% | 0.0% | No change |
Solid Ground Financial | 5.3% | 0.0% | Down 5.3 points |
SoloSettle | 0.0% | 0.0% | No change |
Uprise Financial | (not tracked) | 0.0% | New to benchmark |
Beyond Finance moved from 6.9% in July 2026 to 0.0% in August 2026, a drop of 6.9 points. DebtBlue fell 25.9 points from July 2026 to August 2026, after falling 21.5 points from May 2026 to July 2026.
Largest Decline: DebtBlue
DebtBlue has declined in each of the two tracked months since the May 2026 baseline. Valid recommendation coverage was 47.4% in May 2026, fell to 25.9% in July 2026, and reached 0.0% in August 2026, a cumulative drop of 47.4 percentage points. Presence rate similarly fell from 57.9% in May 2026 to 0.0% in August 2026. Both coverage and presence have collapsed to zero.
Want the full Authority Index
The paid deep-dive adds competitor threat profiles, the gap matrix, citation failure map, platform-by-platform recovery roadmap, and client-specific economic modeling.
Category Leader: Alleviate Financial Solutions
Alleviate Financial Solutions is listed as the category leader in August 2026 with 0.0% valid recommendation coverage. The leadership position reflects an empty field, not a positive competitive advantage.
Recommendation Placement Snapshot
In August 2026, no tracked brand achieved a positive top-three rate or rank-one rate. In July 2026, the intervening tracked month, DebtBlue held a top-three rate of 19.0% and a rank-one rate of 12.1%, and Beyond Finance held a top-three rate of 5.2% and a rank-one rate of 1.7%.
Brand | August 2026 top-three rate | August 2026 rank-one rate | May 2026 top-three rate | May 2026 rank-one rate |
|---|---|---|---|---|
DebtBlue | 0.0% | 0.0% | 5.3% | 0.0% |
Beyond Finance | 0.0% | 0.0% | 0.0% | 0.0% |
Solid Ground Financial | 0.0% | 0.0% | 0.0% | 0.0% |
The absence of positive placement rates in August 2026 means that, even where coverage existed in prior tracked months, no brand currently holds a distinct first-position advantage.
Buyer-Intent Distribution
In August 2026, all 63 qualified observations fell into the Brand Recommendation class. This was also the case in May 2026, where all 19 qualified observations were in the Brand Recommendation class.
Buyer-intent class | May 2026 | August 2026 |
|---|---|---|
Brand Recommendation | 19 | 63 |
Pricing & Value | 0 | 0 |
Multi-Brand Comparison | 0 | 0 |
Total qualified observations | 19 | 63 |
The current public series measures Brand Recommendation discovery only and cannot answer pricing, value, or head-to-head comparison questions.
Historical Measurement Record
Measurement | Qualified observations | Coverage leader | Leader coverage | Coverage movement vs. prior tracked month |
|---|---|---|---|---|
May 2026 | 19 | DebtBlue | 47.4% | Baseline |
July 2026 | 58 | DebtBlue | 25.9% | 21.5 points down |
August 2026 | 63 | Alleviate Financial Solutions | 0.0% | 25.9 points down |
Evidence and Source Layer
This benchmark is built from prompt-level observations that retain the query, AI/search surface, answer, brand outcome, recommendation placement, sentiment, and, where exposed, citations or attributable evidence sources. Source presence is evidence about the information environment. It is not automatically proof that the source caused the recommendation.
Scope Boundaries
This public benchmark does not measure:
- Market share or attributable sales
- Every possible AI response, as the benchmark samples a defined set of prompts and surfaces
- Organic-search ranking
- Social mention volume
- Private or sponsored channels
- Causality from a metric movement alone
A single month's movement, or even two consecutive months of decline, should not be treated as a confirmed trend without further tracking.
About This Benchmark
The LLM Authority Index AI Market Discovery Index is a neutral, industry-level benchmark tracking how AI and search surfaces present brands in response to category-relevant prompts. This report is updated monthly from audited prompt-level observations.
- AI Market Discovery Methodology
- AI Market Discovery Metric Definitions
- AI Market Discovery Research Standards
- Modeled AI Authority Value
Get a Company-Level Authority Index
The public industry benchmark shows category-level standings. The public percentage cannot identify the prompts, competitors, or sources causing the result. A company-level Authority Index can go deeper.
Want the full Authority Index
The paid deep-dive adds competitor threat profiles, the gap matrix, citation failure map, platform-by-platform recovery roadmap, and client-specific economic modeling.
Keep reading
Related posts
Industry Reports
Debt Consolidation Loans: 2026 AI Market Discovery Index
A directional category benchmark from LLM Authority Index showing how major AI platforms appear to discover, compare, frame, and recommend debt consolidation loan providers across high-intent borrower prompts.
ReadIndustry Reports
Debt Management: AI Market Discovery Index
A benchmark of how six AI platforms discover, compare, and recommend debt management plans, debt settlement providers, and accreditation bodies across high-intent consumer finance prompts.
ReadIndustry Reports
Debt Collection Agencies: AI Market Discovery Index
Read this blog on LLM Authority Index.
Read