| 1 | Debt settlement: How it works and risks consumerfinance.gov/ask-cfpb/what-is-debt-settlement-en-1457 | 61 | 1.61% | 61 | 6.2% | 14 | - 1

| Government / nonprofit Not company-owned |
| 2 | Debt Relief Services and the Telemarketing Sales Rule ftc.govconsumer.ftc.gov/articles/debt-relief-services | 57 | 1.50% | 57 | 5.8% | 14 | - 2
 
| Government / nonprofit Not company-owned |
| 3 | National Debt Relief Review 2026: Fees, Results & Ratings zogby.com/reviews/national-debt-relief | 54 | 1.43% | 54 | 5.5% | 11 | - 2
 
| |
| 4 | Freedom Debt Relief review: Everything to know cbsnews.com/news/freedom-debt-relief-review-everything-to-know | 50 | 1.32% | 50 | 5.1% | 12 | | |
| 5 | Accredited Debt Relief — Official Website accrediteddebtrelief.com | 47 | 1.24% | 47 | 4.8% | 14 | | |
| 6 | National Debt Relief Review 2026 — Fees, Results & Pros/Cons walletgrower.com/debt-relief/reviews/national-debt-relief | 44 | 1.16% | 44 | 4.5% | 7 | - 2
 
| |
| 7 | Best Debt Relief Companies Of September 2026 – Forbes Advisor forbes.com/advisor/debt-relief/best-debt-relief-companies | 39 | 1.03% | 39 | 4.0% | 12 | | Independent publisher Not company-owned |
| 8 | Accredited Debt Relief Review 2026: Fees, Results & Ratings | Zogby zogby.com/reviews/accredited-debt-relief | 39 | 1.03% | 39 | 4.0% | 9 | | |
| 9 | Freedom Debt Relief Review: What Debts Can Be Settled? moneylion.com/learn/debt/relief/freedom-debt-relief | 37 | 0.98% | 37 | 3.8% | 8 | | |
| 10 | National Foundation for Credit Counseling - Member Directory nfcc.org | 36 | 0.95% | 36 | 3.7% | 11 | | |
| 11 | CuraDebt curadebt.com | 34 | 0.90% | 34 | 3.5% | 11 | | |
| 12 | National Debt Relief Official Website – Program Overview & Enrollment Terms nationaldebtrelief.com | 30 | 0.79% | 30 | 3.1% | 13 | | |
| 13 | New Era Debt Solutions neweradebtsolutions.com | 30 | 0.79% | 30 | 3.1% | 9 | | |
| 14 | InCharge Debt Solutions – Official Website incharge.org | 26 | 0.69% | 26 | 2.7% | 11 | | |
| 15 | Money Management International - Official Website moneymanagement.org | 26 | 0.69% | 26 | 2.7% | 11 | | |
| 16 | Pacific Debt Relief Official Website pacificdebt.com | 26 | 0.69% | 26 | 2.7% | 10 | | |
| 17 | Freedom Debt Relief Official Website freedomdebtrelief.com | 24 | 0.63% | 24 | 2.5% | 12 | | |
| 18 | InCharge Debt Solutions Review 2026: Fees, Results & Ratings | Zogby zogby.com/reviews/incharge-debt-solutions | 24 | 0.63% | 24 | 2.5% | 7 | | |
| 19 | Freedom Debt Relief Debt Settlement nerdwallet.com/personal-loans/learn/freedom-debt-relief-debt-settlement | 23 | 0.61% | 23 | 2.4% | 14 | | Independent publisher Not company-owned |
| 20 | Accredited Debt Relief for Debt Settlement: 2026 Review nerdwallet.com/personal-loans/learn/accredited-debt-relief-debt-settlement | 23 | 0.61% | 23 | 2.4% | 13 | | Independent publisher Not company-owned |
| 21 | ClearOne Advantage clearoneadvantage.com | 23 | 0.61% | 23 | 2.4% | 8 | | |
| 22 | Guide to Debt Relief and Debt Management Programs: The Pros and Cons of Each Type nfcc.org/blog/debt-relief-programs-the-pros-and-cons-of-each-type | 22 | 0.58% | 22 | 2.3% | 4 | | |
| 23 | FAQs freedomdebtrelief.com/faq | 21 | 0.55% | 21 | 2.1% | 13 | | |
| 24 | InCharge Debt Solutions Review (2026) finder.com/debt-relief/incharge-debt-solutions-review | 21 | 0.55% | 21 | 2.1% | 11 | | |
| 25 | Debt Management Program Fees & Cost - InCharge Debt Solutions incharge.org/debt-relief/debt-management/what-are-the-debt-management-program-fees | 21 | 0.55% | 21 | 2.1% | 11 | | |
| 26 | What is a debt management plan? consumerfinance.gov/ask-cfpb/what-is-a-debt-management-plan-en-1451 | 20 | 0.53% | 20 | 2.0% | 10 | - 1

| Government / nonprofit Not company-owned |
| 27 | National Debt Relief Review forbes.com/advisor/debt-relief/national-debt-relief-review | 19 | 0.50% | 19 | 1.9% | 12 | | Independent publisher Not company-owned |
| 28 | Debt Management Plans moneymanagement.org/debt-management | 19 | 0.50% | 19 | 1.9% | 11 | | |
| 29 | Americor - Debt Relief Services americor.com | 19 | 0.50% | 19 | 1.9% | 5 | | |
| 30 | Money Management International Review 2026 – Forbes Advisor forbes.com/advisor/debt-relief/money-management-international-review | 18 | 0.48% | 18 | 1.8% | 11 | | Independent publisher Not company-owned |
| 31 | How the National Debt Relief Program Works nationaldebtrelief.com/howitworks | 18 | 0.48% | 18 | 1.8% | 11 | | |
| 32 | Achieve Debt Relief Review 2025 businessinsider.com/personal-finance/credit-score/achieve-debt-relief-review | 18 | 0.48% | 18 | 1.8% | 7 | - 1

| |
| 33 | JG Wentworth Debt Relief Review 2026: Fees, Minimum Debt, BBB Rating, Real Reviews walletgrower.com/debt-relief/jg-wentworth-review | 18 | 0.48% | 18 | 1.8% | 4 | - 1

| |
| 34 | National Debt Relief for Debt Settlement: 2026 Review - NerdWallet nerdwallet.com/personal-loans/learn/national-debt-relief-debt-settlement | 17 | 0.45% | 17 | 1.7% | 12 | - 2
 
| Independent publisher Not company-owned |
| 35 | New Era Debt Solutions Review: Costs, Risks and Results moneylion.com/learn/debt/relief/new-era-debt-solutions | 17 | 0.45% | 17 | 1.7% | 10 | - 2
 
| |
| 36 | Pacific Debt Relief for Debt Settlement: 2026 Review nerdwallet.com/personal-loans/learn/pacific-debt-relief-debt-settlement | 17 | 0.45% | 17 | 1.7% | 10 | - 2
 
| Independent publisher Not company-owned |
| 37 | Ascend Debt Relief for Debt Settlement: 2026 Review - NerdWallet nerdwallet.com/personal-loans/learn/ascend-debt-relief-debt-settlement | 17 | 0.45% | 17 | 1.7% | 4 | | Independent publisher Not company-owned |
| 38 | ClearOne Advantage Debt Settlement clearoneadvantage.com/debt-settlement | 16 | 0.42% | 16 | 1.6% | 8 | | |
| 39 | How the National Debt Relief Program Works nationaldebtrelief.com/how-it-works | 15 | 0.40% | 15 | 1.5% | 12 | | |
| 40 | Debt Management Program incharge.org/debt-relief/debt-management | 15 | 0.40% | 15 | 1.5% | 10 | | |
| 41 | Freedom Debt Relief Review 2026: Fees, Results & Ratings | Zogby zogby.com/freedom-debt-relief | 15 | 0.40% | 15 | 1.5% | 5 | - 1

| |
| 42 | Credit Card Debt Relief: What to Know Before Enrolling | LendingTree lendingtree.com/debt-relief/credit-card-debt-relief | 15 | 0.40% | 15 | 1.5% | 2 | - 2
 
| |
| 43 | CFPB Reaches Multibillion Dollar Settlement with Credit Repair Conglomerate consumerfinance.gov | 14 | 0.37% | 14 | 1.4% | 10 | - 1

| Government / nonprofit Not company-owned |
| 44 | Debt Relief Services: Compare 7 Options And Find Your Fit curadebt.com/debt-relief-services | 14 | 0.37% | 14 | 1.4% | 9 | | |
| 45 | ClearOne Advantage for Debt Settlement: 2026 Review - NerdWallet nerdwallet.com/personal-loans/learn/clearone-advantage-debt-settlement | 14 | 0.37% | 14 | 1.4% | 8 | - 2
 
| Independent publisher Not company-owned |
| 46 | Accredited Debt Relief Review thepennyhoarder.com/debt/accredited-debt-relief-review | 14 | 0.37% | 14 | 1.4% | 5 | | |
| 47 | ClearOne Advantage for Debt Settlement: 2026 Review feeonlynews.com/personal-finance/clearone-advantage-for-debt-settlement-2026-review | 14 | 0.37% | 14 | 1.4% | 3 | - 1

| |
| 48 | How Freedom Debt Relief Works freedomdebtrelief.com/how-it-works | 13 | 0.34% | 13 | 1.3% | 11 | | |
| 49 | Choosing a Credit Counselor ftc.govconsumer.ftc.gov/articles/choosing-credit-counselor | 12 | 0.32% | 12 | 1.2% | 8 | - 1

| Government / nonprofit Not company-owned |
| 50 | Debt Management Programs greenpath.com/counseling/debt-management | 12 | 0.32% | 12 | 1.2% | 7 | | |