| 1 | How long should I keep my OpenSky card ? - myFICO Forums myfico.com | 48 | 1.41% | 48 | 5.0% | 13 | | |
| 2 | Annual Credit Report.com annualcreditreport.com/index.action | 47 | 1.38% | 47 | 4.9% | 13 | | |
| 3 | Capital One CreditWise capitalone.com/creditwise | 47 | 1.38% | 47 | 4.9% | 8 | | |
| 4 | 3-Bureau Credit Monitoring and Credit Reports | Equifax equifax.com/personal/products/credit/monitoring-and-reports | 45 | 1.32% | 45 | 4.7% | 9 | | |
| 5 | CreditSecure | Credit Monitoring & Fraud Protection | Amex US americanexpress.com/en-us/benefits/creditsecure | 40 | 1.18% | 40 | 4.2% | 7 | | |
| 6 | 3 Bureau Credit and Identity Monitoring | TransUnion transunion.com/premium-3-bureau-credit-identity-monitoring | 37 | 1.09% | 37 | 3.9% | 11 | | |
| 7 | FICO Advanced: 3-Bureau Credit Report & Monitoring | myFICO myfico.com/products/ultimate-three-bureau-credit-report | 35 | 1.03% | 35 | 3.7% | 10 | | |
| 8 | TransUnion Credit Monitoring transunion.com/credit-monitoring | 29 | 0.85% | 29 | 3.0% | 11 | | |
| 9 | What is a credit score? consumerfinance.gov/ask-cfpb/what-is-a-credit-score-en-315 | 29 | 0.85% | 29 | 3.0% | 9 | - 1

| Government / nonprofit Not company-owned |
| 10 | Annual Credit Report.com annualcreditreport.com | 26 | 0.76% | 26 | 2.7% | 9 | | |
| 11 | Free Credit Monitoring | Credit Karma creditkarma.com/credit-monitoring | 23 | 0.68% | 23 | 2.4% | 12 | | |
| 12 | Aura Pricing aura.com/pricing | 22 | 0.65% | 22 | 2.3% | 7 | | |
| 13 | IdentityIQ Official Website identityiq.com | 22 | 0.65% | 22 | 2.3% | 5 | | |
| 14 | Is Three-Bureau Credit Monitoring Worth It? (Plus 5 Options) aura.com/learn/three-bureau-credit-monitoring | 21 | 0.62% | 21 | 2.2% | 4 | | |
| 15 | PrivacyGuard official website privacyguard.com | 20 | 0.59% | 20 | 2.1% | 6 | | |
| 16 | LifeLock Official Site norton.comlifelock.norton.com | 19 | 0.56% | 19 | 2.0% | 7 | | |
| 17 | Free Credit Reports ftc.govconsumer.ftc.gov/articles/free-credit-reports | 19 | 0.56% | 19 | 2.0% | 6 | | Government / nonprofit Not company-owned |
| 18 | ID Watchdog 2025 Feature Summary - Ultimate equifax.comassets.equifax.com/ews/idwatchdog/assets/IDW-ID_Watchdog_-_2025_Open_Enrollment_-_Ultimate_-_Feature_Summary.pdf | 19 | 0.56% | 19 | 2.0% | 3 | - 1

| |
| 19 | Credit Repair Company Comparison and Pricing Review creditkarma.com | 18 | 0.53% | 18 | 1.9% | 10 | | |
| 20 | Free Credit Score | Credit Karma creditkarma.com/free-credit-score | 18 | 0.53% | 18 | 1.9% | 10 | | |
| 21 | Best Credit Monitoring Services of September 2026 cnbc.com/select/best-credit-monitoring-services | 18 | 0.53% | 18 | 1.9% | 2 | - 2
 
| |
| 22 | What's in Your FICO Scores myfico.com/credit-education/whats-in-your-credit-score | 17 | 0.50% | 17 | 1.8% | 9 | - 2
 
| |
| 23 | IdentityForce identityforce.com | 17 | 0.50% | 17 | 1.8% | 6 | | |
| 24 | Family Credit Monitoring & Identity Protection - Equifax equifax.com/personal/products/family-identity-theft-protection | 17 | 0.50% | 17 | 1.8% | 4 | | |
| 25 | Equifax Consumer Website - Credit Monitoring and Credit Reports equifax.com | 16 | 0.47% | 16 | 1.7% | 10 | | |
| 26 | IDShield - Identity Theft Protection for Individuals & Families idshield.com | 16 | 0.47% | 16 | 1.7% | 4 | | |
| 27 | MyFICO: Is It Worth the Cost? nerdwallet.com/finance/learn/myfico | 15 | 0.44% | 15 | 1.6% | 11 | | |
| 28 | Experian Credit Monitoring experian.com/consumer-products/credit-monitoring.html | 15 | 0.44% | 15 | 1.6% | 9 | | |
| 29 | Identity Guard plans and pricing identityguard.com/plans | 15 | 0.44% | 15 | 1.6% | 5 | | |
| 30 | Pricing - Subscription Plans myfico.com/products/fico-score-plans | 14 | 0.41% | 14 | 1.5% | 10 | | |
| 31 | TransUnion Official Website - Credit Monitoring transunion.com | 13 | 0.38% | 13 | 1.4% | 10 | | |
| 32 | Compare Identity Theft Protection Plans and Pricing - Experian experian.com/protection/compare-identity-theft-products | 13 | 0.38% | 13 | 1.4% | 10 | - 2
 
| |
| 33 | Identity Theft Protection and Credit Monitoring aura.com | 13 | 0.38% | 13 | 1.4% | 7 | | |
| 34 | Identity Guard: Identity Theft Protection You Can Count On identityguard.com | 13 | 0.38% | 13 | 1.4% | 6 | | |
| 35 | Free Credit Monitoring experian.com/credit/credit-monitoring | 13 | 0.38% | 13 | 1.4% | 5 | - 2
 
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| 36 | The opensky® Secured Visa® Credit Card - Experian experian.com | 12 | 0.35% | 12 | 1.3% | 11 | - 2
 
| |
| 37 | Check Your Free Credit Reports | Intuit Credit Karma creditkarma.com/free-credit-report | 12 | 0.35% | 12 | 1.3% | 8 | | |
| 38 | Free Credit Monitoring transunion.com/free-credit-monitoring | 12 | 0.35% | 12 | 1.3% | 7 | | |
| 39 | Identity Theft and Credit Protection experian.com/protection/identity-theft-and-credit-protection | 12 | 0.35% | 12 | 1.3% | 6 | | |
| 40 | Free Credit Score and Credit Monitoring | Chase Credit Journey chase.com/personal/financial-tools/monitor/free-credit-score | 12 | 0.35% | 12 | 1.3% | 2 | | |
| 41 | Try Aura's Credit Monitoring for real-time fraud alerts aura.com/credit-monitoring | 11 | 0.32% | 11 | 1.2% | 6 | | |
| 42 | Credit Monitoring & Identity Theft Protection | Equifax equifax.com/personal/products/identity-theft-protection | 11 | 0.32% | 11 | 1.2% | 4 | - 2
 
| |
| 43 | FICO Score Versions myfico.com/credit-education/whats-in-your-credit-score/fico-score-versions | 11 | 0.32% | 11 | 1.2% | 3 | - 1

| |
| 44 | Best Credit Monitoring Services for September 2026 investopedia.com/the-best-credit-monitoring-services-8763926 | 10 | 0.29% | 10 | 1.0% | 10 | - 2
 
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| 45 | Credit Monitoring Tools Quiz | Equifax® equifax.com/personal/products/product-finder-quiz | 10 | 0.29% | 10 | 1.0% | 10 | - 1

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| 46 | Your credit score* every day… for free transunion.com/free-credit-score | 10 | 0.29% | 10 | 1.0% | 5 | | |
| 47 | Credit Repair: How to Help Yourself consumerfinance.gov/consumer-tools/credit-reports-and-scores | 10 | 0.29% | 10 | 1.0% | 5 | - 2
 
| Government / nonprofit Not company-owned |
| 48 | Credit Sesame Official Website creditsesame.com | 10 | 0.29% | 10 | 1.0% | 4 | | |
| 49 | 3-bureau credit report and FICO Scores experian.com/credit/experian-equifax-transunion-credit-report-and-score | 10 | 0.29% | 10 | 1.0% | 3 | | |
| 50 | IdentityTheft.gov identitytheft.gov | 10 | 0.29% | 10 | 1.0% | 3 | - 1

| Government / nonprofit Not company-owned |