Structured Settlements: AI Visibility Market Discovery Index

Benchmark Summary

Questions This Section Answers

• Which structured settlement funding brand leads on valid recommendation coverage in October 2026, and by how much?
• Which brand recorded the largest coverage increase and which the largest decline since the July 2026 baseline?
• Did the benchmark widen or narrow between July and October 2026?

J.G. Wentworth is the coverage leader in October 2026 with 40.3% valid recommendation coverage, ahead of DRB Capital at 29.9%, a gap of 10.4 percentage points. The largest coverage increase since the July 2026 baseline was Peachtree Financial Solutions, which moved to 36.4% in October 2026 from 0.0% in July 2026. The largest coverage decline since the July 2026 baseline was Fairfield Funding, which fell to 9.1% in October 2026 from 17.9% in July 2026.

The prompt funnel began with 699 prompt-surface observations in October 2026 and produced 154 qualified observations after qualification. In July 2026 it began with 559 prompt-surface observations and produced 212 qualified observations.

Current Benchmark at a Glance

Qualified surface breadth refers to the number of canonical AI/search surface families, out of six total, with at least one qualified observation. The six families are ChatGPT, Copilot, Gemini, Perplexity, AI Overviews, and AI Mode.

August 2026 recorded 164 qualified observations and September 2026 recorded 169, sitting between the two months shown above.

For the strategic interpretation of this benchmark, read CiteWorks Studio's analysis of How AI Search Is Recommending Structured Settlements

Research Scope and Qualification

Questions This Section Answers

• How did the raw collection narrow to the 154 qualified observations used in the October 2026 metrics?

The public benchmark is narrower than the raw collection universe by design. The funnel below shows how the raw collection narrows to the public denominator.

Brand-level percentages use the qualified observations as the public denominator, not the raw collection. AI Visibility Market Discovery Methodology

Current Brand Standings

Questions This Section Answers

• Where do the ten tracked structured settlement brands land on presence rate and valid recommendation coverage?
• Which brands stand out on top-three and rank-one rates rather than coverage alone?

How to Read the Standings

• Presence rate: Share of qualified observations in which the brand is mentioned.
• Valid recommendation coverage: Share of qualified observations in which the brand appears in a credible recommendation context.
• Top-three rate: Share of qualified observations in which the brand is recommended in the top three positions.
• Rank-one rate: Share of qualified observations in which the brand is the first recommendation.
• Net sentiment: Positive mentions minus negative mentions, divided by total mentions, on a scale from -1.0 (all negative) to 1.0 (all positive), with 0.0 being neutral.

For formulas and denominator rules, see AI Visibility Market Discovery Metric Definitions.

Recommendation Coverage Movement

Questions This Section Answers

• Which structured settlement brands gained or lost recommendation coverage since the July 2026 baseline?
• What drove Peachtree Financial Solutions' rise from 0.0% to 36.4% coverage?
• How did Fairfield Funding's recommendation coverage decline across the series?

Largest Increase: Peachtree Financial Solutions

Peachtree Financial Solutions (brand owned/operated by The J.G. Wentworth Company — no distinct executive team) recorded valid recommendation coverage of 36.4% in October 2026, up from 0.0% in July 2026, a movement beyond normal month-to-month variation. That figure also represents a rise of 36.4 percentage points from September 2026, when the brand recorded no qualified recommendation coverage. Its presence rate reached 57.8% in October 2026, from 0.0% in July 2026, and its top-three rate reached 20.1%, from 0.0% in July 2026. Its rank-one rate remained 0.0% in October 2026.

Largest Decline: Fairfield Funding

Fairfield Funding's valid recommendation coverage fell to 9.1% in October 2026 from 17.9% in July 2026, a movement beyond normal month-to-month variation. The brand declined in each of the three months since July 2026. Its presence rate fell to 13.6% in October 2026 from 23.1% in July 2026, and its top-three rate fell to 2.6% from 7.1% over the same period. Its rank-one rate was 1.3% in October 2026, compared with 1.4% in July 2026, a change within normal variation.

Stable Brands

J.G. Wentworth remained the category leader with 40.3% valid recommendation coverage in October 2026, down from 48.6% in July 2026, a change within normal month-to-month variation. The brand rose 4.8 percentage points from September 2026, when it recorded 35.5% coverage. Its top-three rate fell to 26.6% in October 2026 from 44.3% in July 2026, and its rank-one rate fell to 22.7% from 32.1%. DRB Capital moved to 29.9% coverage in October 2026 from 26.4% in July 2026, within normal variation, with its rank-one rate rising to 5.2% from 0.9%. CBC Settlement Funding moved to 22.7% from 14.6%, within normal variation, on a presence rate increase to 37.0% from 26.9%. Stone Street Capital declined to 14.3% from 19.8%, within normal variation, and its top-three rate fell to 3.2% from 8.5%. Novation Settlement Solutions moved to 4.5% from 2.4%, Strategic Capital moved to 4.5% from 5.7%, SenecaOne moved to 1.3% from 0.9%, and Liberty Settlement Funding (now part of Experity Ventures, dba Liberty Legal Funding) moved to 0.7% from 0.0%, all within normal month-to-month variation.

Category Leader: J.G. Wentworth

J.G. Wentworth held the highest valid recommendation coverage in October 2026 at 40.3% and has led the category in each month of the series. Its rank-one rate of 22.7% in October 2026 remains the highest among tracked brands.

Recommendation Placement Snapshot

Questions This Section Answers

• Which brands convert recommendation coverage into top-three and rank-one placements?
• Can two brands with similar coverage still differ sharply on first-position recommendations?

Coverage shows whether a brand is recommended, but not how prominently. The table below shows top-three and rank-one rates for the leading brands.

Close coverage can still hide different first-position rates. In October 2026, Peachtree Financial Solutions reached 36.4% valid recommendation coverage, close to J.G. Wentworth's 40.3%, but recorded a rank-one rate of 0.0% against J.G. Wentworth's 22.7%. Similar coverage can mask a wide first-choice gap.

Buyer-Intent Distribution

Questions This Section Answers

• Which buyer-intent classes produced qualified observations in this benchmark, and which remained empty?

All qualified observations in both months fell into the brand recommendation class.

The current public series measures brand recommendation discovery and does not yet contain qualified observations in the pricing and value or multi-brand comparison classes.

Historical Measurement Record

Questions This Section Answers

• Has J.G. Wentworth led every measurement period in the structured settlement benchmark?
• Which month recorded the largest single-brand coverage movement?
• How have qualified observations changed across the four measurement periods?

This is an evergreen benchmark report. New measurements are added to the same report over time.

Top 10 Cited Domains

Questions This Section Answers

• Which domains are cited most often in AI responses about structured settlement funding?
• How concentrated are citations among the top domains, and which source types dominate the list?

Across all AI platform responses in this measurement period, 4,622 citations were observed across 1,062 unique domains.

Citations are moderately concentrated at the top, with the leading domain accounting for 12.0% of all citations and the top ten domains together accounting for roughly a third of the total across more than a thousand unique domains. One tracked brand's own domain, jgwentworth.com, appears in the top ten at rank one. The list mixes a brand site, a specialized funding provider, consumer review and comparison sources such as nerdwallet.com and consumeraffairs.com, user-generated platforms such as youtube.com and reddit.com, and general finance information sources.

Evidence and Source Layer

The benchmark is built from prompt-level observations that retain the query, AI/search surface, answer, brand outcome, recommendation placement, sentiment, and, where exposed, citations or attributable evidence sources. Source presence is evidence about the information environment. It is not automatically proof that the source caused the recommendation.

Scope Boundaries

This public benchmark does not measure market share, attributable sales, every possible AI response, organic-search ranking, social mention volume, private or sponsored channels, or causality from a metric movement alone.

About This Benchmark

The LLM Authority Index AI Visibility Market Discovery Index tracks how often structured settlement funding brands appear and are recommended across major AI chat and search surfaces. It is a neutral industry benchmark, not an endorsement of any company.

• AI Visibility Market Discovery Methodology
• AI Visibility Market Discovery Metric Definitions
• AI Visibility Market Discovery Research Standards
• Modeled AI Visibility Authority Value

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