Credit Repair: AI Market Discovery Index
Tracking how AI platforms recommend credit repair. This public AI Market Discovery Index is updated monthly since July 2026.

On this page
- 01Benchmark Summary
- 02Current Benchmark at a Glance
- 03Research Scope and Qualification
- 04Current Brand Standings
- 05How to Read the Standings
- 06Recommendation Coverage Movement
- 07Category Leader: Credit Saint
- 08Recommendation Placement Snapshot
- 09Buyer-Intent Distribution
- 10Historical Measurement Record
- 11Evidence and Source Layer
- 12Scope Boundaries
Benchmark Summary
Credit Saint remained the coverage leader in August 2026 with 64.3% valid recommendation coverage, holding a 52.5 percentage point lead over CreditRepair.com. August 2026 was a quiet month for the category: none of the five tracked brands moved beyond the normal month-to-month variation the benchmark's significance gate applies to their series, and the leader, gap ordering, and buyer-intent mix were unchanged from July 2026.
Within that normal range, CreditRepair.com's valid recommendation coverage moved up to 11.8% in August 2026 from 10.1% in July 2026, and Credit Saint's coverage moved down to 64.3% from 68.9%. The Credit Pros moved down to 35.3% from 38.0%, Lexington Law moved down to 24.6% from 28.3%, and Dovly moved down to 11.8% from 12.9%. Each of these changes stays inside the range the benchmark treats as ordinary variation for that brand, so none represents a significant shift on its own.
Across the two-month series from the July 2026 baseline to the August 2026 current period, Credit Saint's coverage is down 4.6 percentage points, Lexington Law is down 3.7 points, The Credit Pros is down 2.7 points, Dovly is down 1.1 points, and CreditRepair.com is up 1.7 points. All five brands remain classified as stable across the series.
The benchmark began with 738 prompt-surface observations in August 2026 and produced 272 qualified observations after qualification.
AI recommendation trend
valid recommendation coverage, Jul 2026 to Aug 2026
- Credit Saint-4.6%Jul 202668.9%Aug 202664.3%
- The Credit Pros-2.7%Jul 202638.0%Aug 202635.3%
- Lexington Law-3.7%Jul 202628.3%Aug 202624.6%
- CreditRepair.com+1.7%Jul 202610.1%Aug 202611.8%
- Dovly-1.1%Jul 202612.9%Aug 202611.8%
Current Benchmark at a Glance
Measure | July 2026 | August 2026 | Movement |
|---|---|---|---|
Qualified benchmark observations | 318 | 272 | Down 46 |
Tracked brands | 5 | 5 | No change |
Qualified surface breadth | 6 | 6 | No change |
Recommendation-shaped answer share | 45.9% | 41.2% | Down 4.7 points |
Valid recommendation shortlist share | 74.8% | 73.5% | Down 1.3 points |
Leader by valid recommendation coverage | Credit Saint (68.9%) | Credit Saint (64.3%) | Down 4.6 points |
Qualified surface breadth counts the six canonical AI/search surface families with at least one qualified observation: ChatGPT, Copilot, Gemini, Perplexity, AI Overviews, and AI Mode.
For the strategic interpretation of this benchmark, read CiteWorks Studio's analysis of How AI Search Is Recommending Credit Repair
Want the full Authority Index
The paid deep-dive adds competitor threat profiles, the gap matrix, citation failure map, platform-by-platform recovery roadmap, and client-specific economic modeling.
Research Scope and Qualification
The public benchmark is narrower than the raw collection universe by design.
Research stage | July 2026 | August 2026 | What it represents |
|---|---|---|---|
Source prompt-surface observations | 752 | 738 | Total collected prompt-surface observations |
Unique questions | 350 | 395 | Distinct questions asked |
Brand / competitor mentions | 752 | 738 | Prompts mentioning a tracked brand |
Relevant observations | 722 | 690 | On-topic observations |
Irrelevant observations | 30 | 48 | Off-topic observations |
Qualified benchmark observations | 318 | 272 | Public denominator for brand metrics |
Brand-level percentages use the qualified observations as the public denominator, not the raw collection. See the AI Market Discovery Methodology.
Current Brand Standings
Brand | Presence rate | Valid recommendation coverage | Top-three rate | Rank-one rate | Net sentiment |
|---|---|---|---|---|---|
Credit Saint | 77.9% | 64.3% | 62.1% | 57.0% | 0.8 |
The Credit Pros | 39.0% | 35.3% | 23.2% | 0.7% | 0.9 |
Lexington Law | 44.5% | 24.6% | 20.2% | 1.5% | 0.5 |
CreditRepair.com | 24.6% | 11.8% | 9.9% | 1.1% | 0.3 |
Dovly | 14.3% | 11.8% | 10.7% | 7.0% | 0.8 |
How to Read the Standings
- Presence rate: share of qualified observations where the brand appears in the AI response.
- Valid recommendation coverage: share of qualified observations where the AI provides a valid recommendation including the brand.
- Top-three rate: share of qualified observations where the brand is recommended in the first three positions.
- Rank-one rate: share of qualified observations where the brand is recommended first.
- Net sentiment: positive minus negative mention sentiment, scaled.
For formulas and denominator rules, see AI Market Discovery Metric Definitions.
Recommendation Coverage Movement
Brand | July 2026 | August 2026 | Movement since baseline |
|---|---|---|---|
Credit Saint | 68.9% | 64.3% | Down 4.6 points |
CreditRepair.com | 10.1% | 11.8% | Up 1.7 points |
Dovly | 12.9% | 11.8% | Down 1.1 points |
Lexington Law | 28.3% | 24.6% | Down 3.7 points |
The Credit Pros | 38.0% | 35.3% | Down 2.7 points |
August 2026 was a quiet month across the category: all five brands stayed within the range of normal month-to-month variation on valid recommendation coverage, and none posted a move large enough to break its prior direction or establish a new multi-month streak.
Category Leader: Credit Saint
Credit Saint remained the category leader in August 2026 with 64.3% valid recommendation coverage, ahead of The Credit Pros at 35.3% and Lexington Law at 24.6%. Its lead over CreditRepair.com, the brand tracked for gap purposes, narrowed to 52.5 percentage points in August 2026 from 58.8 percentage points in July 2026.
Recommendation Placement Snapshot
Coverage alone does not show how prominently a brand is recommended. The leading brands show distinct placement profiles in August 2026:
Brand | Aug 2026 top-three rate | Aug 2026 rank-one rate | Jul 2026 top-three rate | Jul 2026 rank-one rate |
|---|---|---|---|---|
Credit Saint | 62.1% | 57.0% | 67.6% | 59.4% |
The Credit Pros | 23.2% | 0.7% | 22.3% | 0.6% |
Dovly | 10.7% | 7.0% | 9.1% | 6.0% |
Credit Saint converted most of its coverage into first-position recommendations, while The Credit Pros appeared in the top three more often but rarely first. Similar coverage levels can still hide very different first-position rates.
Buyer-Intent Distribution
All qualified observations in August 2026 fell into the Brand Recommendation class, focused on which credit repair provider to choose. July 2026 also had all 318 qualified observations in this class.
Buyer-intent class | July 2026 | August 2026 |
|---|---|---|
Brand Recommendation | 318 | 272 |
Pricing & Value | 0 | 0 |
Multi-Brand Comparison | 0 | 0 |
Total qualified observations | 318 | 272 |
The current public series measures brand-recommendation discovery and does not yet contain qualified observations in the Pricing & Value or Multi-Brand Comparison classes.
Historical Measurement Record
Measurement | Qualified observations | Coverage leader | Leader coverage | Largest coverage movement |
|---|---|---|---|---|
July 2026 (Baseline) | 318 | Credit Saint | 68.9% | Credit Saint down 4.6 points |
August 2026 | 272 | Credit Saint | 64.3% | Credit Saint down 4.6 points |
Evidence and Source Layer
This benchmark is built from prompt-level observations that retain the query, AI/search surface, answer, brand outcome, recommendation placement, sentiment, and, where exposed, citations or attributable evidence sources. Source presence is evidence about the information environment. It is not automatically proof that the source caused the recommendation.
Scope Boundaries
This public benchmark does not measure market share, attributable sales, every possible AI response, organic-search ranking, social mention volume, private or sponsored channels, or causality from a metric movement alone.
About This Benchmark
The LLM Authority Index AI Market Discovery Index tracks how often and how prominently brands appear in AI-generated answers across the six canonical AI/search surface families. Monthly measurements are added to an evergreen report.
- AI Market Discovery Methodology
- AI Market Discovery Metric Definitions
- AI Market Discovery Research Standards
- Modeled AI Authority Value
Get a Company-Level Authority Index
The public industry benchmark shows category-level standings. A company-level Authority Index can go deeper.
Want the full Authority Index
The paid deep-dive adds competitor threat profiles, the gap matrix, citation failure map, platform-by-platform recovery roadmap, and client-specific economic modeling.
Keep reading
Related posts
Industry Reports
Credit Help Services: AI Market Discovery Index
Read this blog on LLM Authority Index.
ReadIndustry Reports
Credit Cards: AI Market Discovery Index
Read this blog on LLM Authority Index.
ReadIndustry Reports
Credit Cards for Building Credit: AI Market Discovery Index
A benchmark of how AI platforms discover, compare, and recommend secured, student, starter, and no-credit-check cards in credit card prompts.
Read